There are thousands of travel insurance policies out there, so how do you choose? Some people pick the cheapest one, others stick to an insurance company they know well, and some just ask their family. Whichever method you use, what matters is that you are confident your insurer will be there to help you if things go wrong while you are overseas.
We are sure you will find our travel insurance policy is one of the best. The policy provides comprehensive cover at an affordable price and it is hassle free to get covered.
Why choose our policy?
- No health check, no medical questionnaire.
- Unlimited medical cover.
- Baggage cover, including laptops.
- 24 hour advice helpline.
- Cover if you are forced to cancel your trip or return home early.
- Personal liability cover if you are sued.
Plus: As we have arranged your travel insurance we are here to give you help and advice if you need to make a claim. No insurance jargon, no hassle.
Would you know what to do in the following situations:
- Your accommodation burns down.
- You are feeling unwell.
- People are rioting in the streets outside.
How much does it cost?
The cost depends on where you are going and for how long.
Europe
- One week - £8.26
- Three months - £47.91
- Nine months - £132.32
USA and Canada
- One week - £12.05
- Three months - £97.64
- Nine months - £279.91
Anywhere else in the World
- One week - £11.68
- Three months - £91.81
- Nine months - £265.44
Working out the cost for you:
| Travel to Europe | (Number of days x £0.44 x 1.06) + £5 |
| Travel to USA/Canada | (Number of days x £0.95 x 1.06) + £5 |
| Travel to other international destinations | (Number of days x £0.90 x 1.06) + £5 |
How to make an application and get a quote
Please complete the and return it to insurance@ex.ac.uk. The Insurance office will then be able to provide a quote.
How to make a claim
In an emergency (illness, lost travel documents, political unrest) contact the insurers direct: +44 (0) 20 7173 7872 and quote policy number UKBBB00303. University of Exeter. The insurer is ACE Europe.
For non-emergencies, please contact the University Insurance team on +44 (0) 1392 723087.
We will send you a claim form which you need to complete and return to us with documents supporting your claim. Don't worry though, we will help you through the process and liaise with the travel insurer.
In the event of delay, cancellation, curtailment, etc a statement giving the reason for the delay/cancellation from the airport authority, airline or other carrier will be required to support your claim.
In the event of theft or loss please obtain a crime number from the local police force or, if the loss/damage occurred in flight, contact the airport/airline as appropriate and obtain written confirmation of the incident.
UG Travel Insurance Schedule of Benefits 2012-13
Excess: Personal Belonging, Business Equipment and Money sections where the value of a single item exceeds £2,000 the policyholder is liable for 25% of any amount in excess of £2,000. There are no other excesses applicable.
The full policy wording is available on request, please contact Legal and Insurance Services.
Frequently asked questions:
When should I take out travel insurance?
You should take out your cover as soon as you have booked your flights, accommodation etc. If you are then forced to cancel before you travel (for example due to illness), your insurance policy should cover any non-refundable costs.
How long will it take to receive my travel insurance documents?
We will send you the travel insurance documents as soon as we have received confirmation that you would like to go ahead with the travel insurance.
Is there a limit to the time I can travel using the travel policy issued by the University?
We can provide cover up to 12 months (365 days). We may also be able to provide cover for over 12 months, but only under certain circumstances.
Are my activities restricted whilst travelling on a policy issued by the University?
There are very few restrictions on the policy. However, the policy does contain the following restrictions:-
- If you are diving, you must be accompanied by a qualified diver.
- The policy excludes piloting an aeroplane.
- The cover period cannot be extended once the insurance has started.
- The insurance has been designed to provide cover for travel abroad in connection with your degree programme. You are also covered for travel and activities undertaken in your leisure time – this is called ‘incidental travel’. The number of days undertaking incidental travel must not exceed the number of days you are abroad in connection with your degree programme. For example: You will be abroad for 190 days including 20 days incidental travel. This is acceptable.You will be abroad for 260 days. You wish to spend 125 days on your degree programme and 135 days travelling. This is not acceptable.
For further details please contact us.
I have a medical condition, can I still get cover?
Unlike many insurance policies, we do not ask any questions about your health and you are covered for pre-existing medical conditions.
We cannot cover you if you are travelling against the advice of a medical practitioner or travelling specifically to receive medical treatment abroad.
