Help and advice
Money advice and support
We have a range of bursaries and hardship funds in place to help you if your financial situation is affecting your ability to study. They don’t need to be paid back and can help with the cost of things such as IT equipment, accommodation, travel, childcare, living costs, additional course costs and other unexpected outgoings.
We’ve allocated an additional £1m to help students in financial difficulty this academic year, and a further £250,000 to our Hardship Fund to provide support for self-funded PhD stuents who now find they are struggling financially. So if your financial situation is affecting your ability to study, please apply for help through our Success for All Fund.
When you apply to the fund we’ll make an individual assessment based on your circumstances and a review of your supporting documentation. If successful, we’ll award you funds that contribute to the level of support you need.
We are making a one-off winter payment to undergraduate home-fee-paying students where we know that they have an annual family/household income of less than £30,000. (This relates to your home family or household income assessed for the maintenance element of your student loan by The Student Loans Company – not your University accommodation shared household if that is different). If this applied to you as of Friday 28 October 2022, you will receive the payment automatically, on Friday 11 November, to the bank account we have registered for you.
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Managing your Money - a budget workshop
Running every Monday in Term 1
The Students' Guild help you tackle the fear and worry about managing your student finances and covering your bills, in this workshop full of practical and useful information for you. Book onto a session here.
Managing your money - podcast
Debt advice - Step Change
We’re working with the UK’s leading debt advice charity, Step Change, to provide you with free, impartial and personalised support with your money and debt worries. If you’re worried about debt, it can be tempting to ignore the problem and hope it’ll go away on its own. But waiting often makes things worse – so it’s best to get help sooner.
You can get help
- Online: use the online debt help tool to get advice now.
- By phone: call 0800 138 1111. Lines are open Monday to Friday 8am-8pm, and Saturdays 8am to 4pm. Please use their budget form before calling.
Money worries can be extremely stressful and affect your wellbeing.
If your finances are affecting your mental wellbeing our wellbeing services can offer support and guidance.
You can also get free, independent and confidential advice and support on a variety of issues from your Students' Guild Advice team.
Beware of scams, cons and fraud
Unfortunately, some criminals try to get money from students, particularly our international students. Some of these scams will seem very convincing and persuasive and it can be frightening. If you’re contacted by someone and it seems unusual, unexpected or just odd, please end the call/communication. If the person who contacted you is genuine they won’t mind you checking and then getting back to them.
• Don’t give your bank account details to anyone unless you know and trust them.
• Be very cautious of unsolicited offers of easy money. If it sounds too good to be true, it probably is.
• Be wary of ads that are written in poor English, with grammatical errors and spelling mistakes.
If you believe you have been involved in a scam, immediately inform the Police by calling 101. You should also report the incident to Action Fraud and to your bank if money is involved.