Insurance
The University of Exeter works in partnership with Gallagher to provide you with Contents Insurance.
You don’t need to do anything to activate this cover, but it is important you check your cover and fully understand the protection provided and whether it is sufficient for your needs.
Visit your insurance portal (links below) to:

- Check your level of cover
- Download documents, and add them to your Apple/ Google wallet for quick access
- Review key exclusions and limitations
- Check your policy excess
- Make a claim
- Extend and personalise your cover to protect laptops, phones and other valuables both in and outside of your room
Please note: the University does not accept responsibility for loss, theft of or damage to residents’ property unless it is caused by the University’s (or its employees’ or agents’) negligence or breach of contract.
We strongly recommend you do not keep large sums of cash in your room and contact Estate Patrol if you’re concerned about security during your studies at Exeter.
Policy documents, schedule numbers and portal links
If you are living in University of Exeter owned accommodation:
- Policy schedule document: Gallagher Policy Schedule University of Exeter 2025-26
- Portal link
- Policy number: EXE1047.
If you are living in UPP-managed accommodation:
- Policy schedule document: Gallagher Policy Schedule_UPP_2025-2026 -
- Portal link
- Policy number: UPP1048.


