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Bank accounts

Bank accounts

During Freshers’ Week, banks will often come on campus to help you open an account with them. Outside of this time, you will find a range of banks on the local high street, and our 'Banking and finances in the UK' presentation should help guide you through the process.

Documents required

  • an application form from your preferred bank
  • your passport
  • evidence of your immigration status e.g. a valid visa, settled/pre-settled status
  • confirmation that you are a full-time registered student at the University
  • proof of your address in the UK
  • You can request a bank letter from SRS in iExeter, or asking SID or PIP.

When to open bank account

You cannot open a bank account until you are in the UK and have registered on a programme of full-time study.

It can take up to 2 weeks to open a bank account as UK law requires banks to make detailed checks on your identity.

Cash Credit Cards

The University of Exeter is a cashless campus (in Devon) therefore you will need to ensure you have the facility to purchase items on and off campus until you are able to open a bank account, see our advice on bank accounts here. We recommend obtaining a pre-paid travel card prior to your travel, the Caxton Currency card is a favoured option and available to set-up online:  https://business.caxtonfx.com/aff/partners/objective-travel-safety/

Alternatively you may wish to open a digital bank, Starling Digital Banking being a recommended option, also available to set-up online: https://www.starlingbank.com/